Unify multi-contributor family salaries with zero mental math, uncover forgotten recurring fees across 117+ regional subscriptions, navigate Ramadan and Eid seasonal expenses, and calculate exact Zakat — safely stored on your device only.
Traditional western budgeting apps force you to hand over bank passwords or manage solo budgets. Ahl respects your privacy, your family structure, and your cultural seasons.
Your financial transactions, household salaries, and balances never leave your device. No cloud storage, no data brokerage, and zero bank scraping.
Add everyone who brings income into the home — Self, Spouse, or working adult children. Ahl automatically sums household inflow and recalculates your budget ceiling in real time.
A comprehensive catalog of GCC food delivery passes (Jahez, Hungerstation, Talabat), streaming (Shahid, TOD, OSN+), AI assistants, and gyms to detect recurring leaks.
Easily allocate for seasonal surges without breaking monthly finances: Ramadan food baskets, Eid gifts, Back-to-School shopping, and summer family vacations.
Calculate your annual Zakat with confidence. Evaluates gold (85g) or silver (595g) Nisab standards, deducts immediate liabilities, and gives you exact Sharia-compliant totals.
You own your financial history forever. Export audit-ready CSV/Excel files and perform one-tap encrypted local database backups whenever you upgrade phones.
No tedious bank account linking or email verifications. Open Ahl, configure your household, and get instant clarity.
Enter who contributes to the home (Self, Spouse, Children) and their salaries. Ahl instantly calculates your household's total inflow with zero mental math.
Search or pick from over 117 popular GCC delivery, streaming, and software subscriptions to see your true recurring monthly obligations.
Set aside customized reserves for Ramadan, Eid, and calculate your exact annual Zakat obligations with automatic gold and silver Nisab benchmarks.
Everything you need to know about the Ahl app, your privacy, and data security.
Never. Ahl is built on a 100% Local-First architecture. We never ask for, transmit, or store bank credentials, passwords, or account numbers. All your data lives securely inside your device’s local storage.
In your setup wizard or Settings, simply tap "Add Contributor". Enter names (e.g. Self, Spouse, Child) and their individual monthly salaries. Ahl automatically sums them and balances your total household cash flow in real-time.
Ahl includes a pre-indexed directory of 117+ services popular in Saudi Arabia, the UAE, Qatar, Kuwait, Bahrain, and Oman (Jahez, Hungerstation, Shahid, TOD, ChatGPT, etc.). You can search, toggle them on, or add custom services in seconds.
Yes. Ahl requires no internet connection for day-to-day budgeting, calculating expenses, or managing subscriptions. Everything runs locally on your smartphone.
You can export a full database backup or an Excel/CSV spreadsheet directly from Settings. On your new phone, restore your backup with a single tap.